ABOUT US

Building a more inclusive financial ecosystem, starting with you.

We are building Africa's leading financial command center, empowering individuals to achieve their goals.

Through a single, seamless app, we integrate payments, savings, credit, and investments into one powerful platform, unlocking financial potential and providing unparalleled control for millions.

We put our customers at the center of what we do

We understand the daily challenges of managing finances across multiple platforms. That's why we deliver a unified suite of products that give you more control, security, and flexibility, helping you get on with your life.

Our Values

These principles guide how we build a healthy financial life for you.

1. Catalyst

Pioneering access to credit that builds freedom, not just scores.

2. Commitment

Transforming ambitious financial goals into simple, achievable plans.

3. Charge

Injecting positive energy to make managing money feel empowering.

4. Care

Designing working strategies with deep empathy for your real-world financial pressures.

5. Craft

Building with precision to create a secure and reliable financial partnership.

6. Change

Adapting constantly to provide the tools you need for a more stable financial future.

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Frequently asked questions

Here are some our frequently asked questions

Yes, your CredPal account is secured with bank-level encryption and multi-factor authentication to protect your personal and financial information.

Your spending limit may be reviewed based on your repayment history and account activity. Contact support for more information about limit increases.

Your BVN is used to verify your identity and ensure secure account setup in compliance with banking regulations. It helps us protect your account from fraud.

Rewards points can be redeemed for discounts on purchases, cashback, or special offers from partner merchants. Check your rewards dashboard for available options.

CredPal's Buy Now Pay Later offers cashback rewards, early payment discounts, and access to exclusive deals from partner stores when you make timely payments.

You can pay your credit balance through the CredPal app using bank transfer, debit card, or automatic bank deductions. Payments can be made in installments or full.